Documentary Credit、Clean Credi、Irrevocable L/C等等都是经济往来中常会涉及到的信用证类型,而Irrevocable L/C对应的是Revocable L/C,数据分析得知,前面一种具有的应用性远高于后面一种,所以在出口外贸来往全过程当中,应用后面一种具有的实际效果更加明显一些,可以让商贸方盈利得到保证。
Irrevocable L/C所说的是什么呢?它所称的是交易彼此特定银行支行给出信用证以后,只需这一信用证处在有效期限以内,假如没有得到有关当事人认同,那样给出这一信用证银行的就没有办法对它进行撤销,或者是对相关知识进行调整,只需交易聚瑞的收益人所提供相对应票据合乎其要求,该金融机构就需要执行其应具备的职责。在欧洲国家一般并对理解为“It means that the issuing bank can not amend or cancel the credit unilaterally without the consent of the beneficiary and the parties concerned within the validity period of the letter of credit once it has been issued. As long as the documents provided by the beneficiary meet the requirements of the letter of credit, the issuing bank must fulfil its payment obligations.”。在对外开放经贸来往全过程当中,需要在有关沟通当中针对信用证应用种类提出需求,一般而言都应该挑选对自身这一方最有益的种类,比如针对销货方来讲Irrevocable L/C就是非常适合应用的一种信用证种类。所以在信用证流程表中并对一定要相互了解。
例:
Mr. Gibson
We are glad that you are interested in the decorative paintings produced by our company. According to your order list, we need 1000 abstract decorative paintings in the living room, 500 Nordic bedroom decorative paintings and 450 modern abstract decorative paintings in the living room. The price of decorative paintings is so high that we communicated before. We have no objection to the price. A 3% discount will be given.
You mentioned the use of revocable letters of credit in the course of trade, but because of the management requirements of our company in the course of business, it is stipulated that irrevocable letters of credit should be used in the course of the corresponding transactions, so it is unacceptable under the system for such letters of credit as you use, and we hope you will be able to do so at 10. The L/C will be converted into an irrevocable L/C by 30 January, and we will arrange shipment before 2 January after receipt of the L/C. At present, the company has sufficient supplies. We can arrange shipment at any time according to your actual needs. The transportation cost and insurance cost will be borne by you during the transaction. Because of the large quantity of decorative paintings sold this time, the style of the paintings can not be guaranteed to be consistent, and the final interpretation is at our disposal.
吉普森老先生
非常高兴贵司对我司所制造的装饰油画有兴趣,依据贵方所给的订购明细,必须1000幅大客厅创意装饰画,500幅北欧风卧室装饰画及其450幅当代抽象化客厅装饰画,装饰油画价钱这般前他们所沟通交流的贵,企业针对价钱没有意见,我企业将给与3%优惠。
贵司谈及在商贸过程中将应用可撤销信用证,不过因为我司在运营全过程当中具有的业务需求,要求在相对应交易过程中都需要应用不可撤销信用证,因此对于贵方所采用的这类信用证方法依据规章制度无法接受,期待贵方可以在10月30日以前将信用证转换成不可撤销信用证,己方会到收到信用证随后在1月2日以前分配送货,现阶段企业有货,依据贵方的实际需要我即可随时随地分配送货。此次交易过程当中有关运输成本及其保费由贵方担负。本次所售卖的装饰油画因为数量众多,因此画作层面样式的难以保证一致性,最终解释权由己方全部。
以上实例回复函当中,销货方关键提到了商品样式的,极为重要的是提及了“You mentioned the use of revocable letters of credit in the course of trade, but because of the management requirements of our company in the course of business, the use of irrevocable letters of credit is required in the course of the corresponding transactions, so this form of letter of credit used by you is not acceptable under the system.” 这其中关键阐述了在交易过程中常支付的信用证一定要不可撤销信用证,在这一方面没有商议余地,因为该企业商品销售数量众多,并且得到了诸多客户的高度关注,因此商品一向是需求量很高最直接的强调“We hope you will convert the L / C to irrevocable L / C by October 30th.”这一点阐述了要求别人给予信用证的时间也,假如超过这一时间,极有可能没法达到该笔交易。
只不过在以上实例当中,前一部分是完全可以参考模仿的,不管在一切商贸领域里都也适用,但对于模板的后一部分一般不能够完全参考效仿,因为在出口外贸交易过程当中谁控制了主导权,谁在全部交易过程中就可以核心交易,把握主导权乃是看它的所加工产品是不是畅销产品,假如销货方处在主导性,商品热卖,就能依照以上的模板明确提出信用证的需要,但是在具体的交易过程中,假如买家处在主导性,那样卖家在相对应交易证难题明确提出层面就应当委婉一些,不可以生搬硬套以上模板的后半部,不然很有可能造成该笔交易不成功。
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